Loan Programs

Financing for every investor play.

From your first DSCR rental to a portfolio refinance or a ground-up build — one partner, built to close.

DSCR & Long-Term Rental

If the rent covers the payment, you're in the game. No tax returns, no pay stubs, soft-pull options, and closings in as little as 14–21 days. Short-term-rental (Airbnb) income can qualify a loan too.

No income docs / no tax returnsSTR / Airbnb income eligibleNo experience requiredSoft-pull options — typically not reported to bureaus
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Bridge / Fix & Flip

Short-term financing to bridge the gap between buying and selling, fund a flip's purchase and rehab, or cover a transactional close. Built for investors who win by moving first.

Purchase + rehab financingUp to 90% LTC on flipsBridge the buy/sell gapFast, deal-driven underwriting
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Portfolio & Commercial

Bundle multiple properties into one loan, or finance by property type. Single-asset and portfolio quote paths, with minimums by door and asset class.

Bundle 2+ propertiesBy property typeSingle-asset or portfolio pathsBuilt for scale
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New Construction

Construction financing structured for investors — funding the build with a draw schedule and a path to your permanent DSCR takeout.

Ground-up buildsDraw-schedule fundingPath to DSCR takeoutInvestor-focused underwriting
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GAP, EMD & 2nd Position

EMD, gap funding, and 2nd-position capital to bridge a shortfall and get a deal closed when timing is everything.

Earnest money deposit fundingGap capital2nd-position financingClose when it counts
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Foreign National

US investment property financing for foreign national borrowers. Availability and structure depend on which lenders currently offer the program, so these deals are quoted case by case rather than off a standard sheet — but they close, and we have done them.

No US credit history required on some programsQualify on the property, as with our other investor loansCloses under a US entityLender-specific — quoted case by case
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